April 26, 2011
If one of your goals this year is to save money, why not start with where you deposit your money? A good savings account rate can help you earn a little bit of interest every day, which after time can amount to big savings. Savings account rates change all the time, so let’s take a look at what rates are currently available within your city. 
When you think about your financial future, do you think long term or short term? Do you look ahead to retirement or wonder how you’re going to make rent next week?
Instead of thinking about one of those two extremes, why not look ahead a year or two? You can achieve a lot with a smart investment–like a 24-month CD. Buying a new car, putting a down payment on a house, those are the big financial dreams that can be yours. 
If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts. 
Given the volatility of the stock market, many people are turning to safer methods of saving money. One such method is investing in CDs. If you find a great CD rate in Grand Rapids, you can save quite a bit of money and help you and your family achieve your financial goals. 
April is here, and it’s a great time to ramp up your savings to prepare for summer by finding the highest interest rates in Grand Rapids.
Below you will find a list of the top Grand Rapids Banking Rates financial institutions with the best interest rates in Grand Rapids today. Find out where you can obtain the highest rates and get your savings back on track. 
Are you thinking about buying a car? Unless you’ve saved up the cash, you’ll need a loan to cover the cost. Don’t commit to just any loan, though; be sure your next vehicle purchase is as affordable as possible by getting the best auto loan rate in Grand Rapids available. 
It’s getting close to the end of March and CD rates in Grand Rapids have adjusted slightly since last month. If you’re looking for a competitive CD rate to boost your savings, take a look at the latest rates for various term lengths below:
Best Grand Rapids 6-Month CD Rates
- AAC Credit Union: 1.76%
- Lakeshore Credit Union: 1.61%
- Michigan Coastal Credit Union: 1.6%
Highest 12-Month CD Rates in Grand Rapids
- First Community Credit Union - Michigan: 2.05%
- Lakeshore Credit Union: 2.02%
- AAC Credit Union: 2.02%
Top 24-Month CD Rates in Grand Rapids
- First Community Credit Union - Michigan: 2.45%
- Lakeshore Credit Union: 2.32%
- AAC Credit Union: 2.32%
Please note that these rates are accurate as of the publish date but are subject to change at any time in the future.
Now that the holiday season is far behind us, it’s time to get savings plans back on track. While savings rates in general are still pretty low, the interest rates offered by individual banks and credit unions vary greatly and some have truly outstanding offers for the current economic climate. Grand Rapids Banking Rates can help you locate the best savings rates in Grand Rapids. 
When it comes to choosing the best CD account in Grand Rapids, MI, there are several factors to consider like term length, minimum deposit and most importantly, the interest rate. If you’ve decided on a 12-month CD, it’s important you figure out what the appropriate interest rate for that term length should be in your location. 
Need to learn about prime lending rates in Grand Rapids? Grand Rapids Banking Rates wants to do all the researching and investigating for you. Whatever your financial goals and aspirations may be, we could help you plan them.
If you’ve just taken a new job, are graduating from college, about to have a baby, or are about to retire, find rate options for: 